Our Story 2020-06-30T02:18:49-07:00

Why Choose Mortgage Possible?

At Mortgage Possible, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speeds. Our focus on technology has given us an edge in the mortgage industry to offer some of the fastest turn times available – so you can get into the home of your dreams sooner!

Our commitment to our core values of people, experience, technology, and product stem from the values of our parent company Sun West Mortgage Company, Inc. Sun West was founded in 1980 with the perspective of “clients first” and the desire to make the mortgage process easy and stress free for prospective homeowners. Since then, Sun West services several multi-billion dollar loan portfolio and is licensed to lend in 48 states, District of Columbia, Puerto Rico, and the US Virgin Islands. Their nearly 40 years of experience has been passed down to everyone here at Mortgage Possible through excellent leadership and loan capabilities.

Mortgages Don’t Have to Be a Headache…

All of our loan experts are dedicated to helping you find the perfect loan for your needs and goals. Our website is also filled with information meant to help you choose the right loan for your personal needs and preferred monthly payment obligations. We even offer straightforward guides to help you decide what route to take based on your mortgage goals: check out our Home Buyer’s Guide and Refinancing Guide. We want you to feel confident as you make this decision so we strive to provide you with all the resources necessary.

Read about Our Mortgage Process or Contact us today to learn more about how we can assist you with your home financing!

Our Mission

Our Mission at Mortgage Possible is to foster an environment of unparalleled support and technology advancement for our loan officers so that they can be equipped to provide their clients with the best customer service and most competitive financing options available.

Our Values

People: We value people at every stage of the loan process. Our goal is to support and guide you every step of the way – from the moment you land on our website to the day you close on your first home to the day of your last mortgage payment.

Experience: We want to change the way you see a mortgage. More guidance, less stress – more transparency, less confusion – whatever is holding you back, Mortgage Possible is creating a better mortgage experience.

Technology: Many companies in the mortgage industry operate on outdated processes and are slow to review your paperwork which makes your offer less competitive and takes you longer to close on the home of your dreams. We know the importance of expediting the loan process which is why we invest in
our technology so that you can go through our loan process faster, make a better offer, and move into your home sooner.

Product: Mortgages aren’t a “one size fits all” type of product, which is why our loan officers will work with you to customize your mortgage plan according to your home goals, financial needs, and plans for the future. Your Mortgage – Your Needs – It’s Possible.


Our leadership truly sets us apart. Our combined experience is at work everyday strengthening our loan officers and enabling our clients to reach their goals.

How It Works

Apply For a Loan Today

Apply For a Loan Today

Frequently Asked Questions

First, you will need to submit a mortgage application with us, either in person, by phone, or using our easy-to-use online form, whichever makes you feel more comfortable. One of our licensed loan officers will get in touch with you and discuss your mortgage needs and objectives with you. Next, we will check your credit scores and request you to submit the necessary supporting documents so that we can verify your identity, the source of your income, and your current debt for underwriting purposes. An appraisal will also be performed on your selected property. Once you have submitted all the documents and your loan is approved with no outstanding items, we will then prepare the closing documents so that you can get ready to sign your loan package. After your loan is funded, you are on your way to move into your new home.

No, Mortgage Possible does not charge an application fee for you to apply for a mortgage.

Mortgage Possible has one of the fastest turnaround times in the industry, and we offer 20 day closings, but every borrower’s situation is different, and due to documentation requirements and varying response times from the borrower, the average time to close a loan may be higher.
A mortgage refinance refers to obtaining a new loan for the purpose of lowering your mortgage payments, converting your existing loan into a more affordable or manageable loan, or getting cash out on available equity on your home. There may be a minimum waiting period from the date you closed your previous mortgage, based on the type of refinance you are applying for. Mortgage Possible also recommends that you check with your existing lender regarding any prepayment penalties. There will be fees involved when refinancing your home, although you may have the option of rolling these costs into your new loan. Please call one of our licensed loan officers at  855.418.3362  to discuss whether a refinance is right for you.
Most types of mortgages require a minimum amount of down payment, except for VA and USDA programs. You may also be eligible for down payment assistance programs that can help you towards minimum down payment requirement on some of the loan programs. On Conventional Mortgages, your lender will require you to pay a Private Mortgage Insurance (PMI) premium as part of your monthly payments if you put down less than 20% of the purchase price of the property. There are government loan programs available with less stringent down payment requirements as well, such as an FHA loan that will require only a 3.5% down payment, but again, these programs also require mortgage insurance premiums. Finally, keep in mind that the amount of down payment you put down for a house will also affect your Loan-to-Value (LTV) ratio, which could then affect the amount of loan you are able to qualify for, or whether or not you will qualify at all.